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Yield (Rental Yield)

Yield (Rental Yield)

Portrait of Justin Whitelock, founder of Mortgage London, standing in a park

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A measure of the income return on a buy-to-let or investment property, usually expressed as a percentage, calculated gross or net of costs.

Related glossary terms

Mortgage Valuation

A property assessment carried out for the lender to support its lending decision, typically by a surveyor instructed by the lender.

Beneficial Interest

A person’s underlying economic interest in property, potentially differing from legal title, particularly relevant in unequal contributions or trust arrangements.

Fact Find

The structured information-gathering stage at which a mortgage adviser collects details about a client’s circumstances, objectives, and needs to support advice.

Expat Mortgage

An expat mortgage is a UK mortgage for a borrower living outside the UK at the time of the application, most commonly a British national working or living abroad. The label is residence-led rather than nationality-led: living overseas is the trigger that moves the case into the specialist lending market, regardless of nationality. Lenders typically