Mortgage specialist for expats & foreign nationals
As featured in
Based on 42 reviews
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Trusted mortgage advice under UK regulation.
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Supporting clients worldwide with UK property finance.
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Access to private banks and specialist lenders.
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Recommended by leading UK property professionals.
Reputation
Your reputation rides on every referral
When you introduce a client to Mortgage London, three things are guaranteed. We respond to the introduction within one working day. We keep you informed at every meaningful milestone, without needing to be chased. And we never approach your client to take over the wider relationship.
Who We Help
Four categories of professional introducer
Estate Agents and
Overseas Buyers
When your buyer is overseas, on foreign-currency income, or buying UK property as a non-resident, the mortgage is often the part most likely to stall the sale. We handle it.
Typical cases:
UK expat purchasing remotely from Dubai, foreign national acquiring London property, international buyer with no UK credit history.
Solicitors and
Conveyancers
When a case involves overseas residency, foreign-currency income, offshore ownership, or non-standard credit history, we have relationships with the lenders best placed to handle it.
Typical cases:
non-resident purchase, offshore or SPV acquisition, cross-border remortgage, large loan above one million pounds.
Accountants and
Tax Advisers
For clients with self-employed or multi-source income, non-dom status, international tax positions, or limited-company buy-to-let structures, the right lender is rarely a high-street one.
Typical cases:
non-dom UK mortgage, limited-company buy-to-let, entrepreneur with income across three jurisdictions.
IFAs and Wealth
Managers
For high-net-worth clients requiring substantial UK mortgage finance, private banking solutions, or asset-driven affordability rather than pure income, we have access to private banks that rarely deal with clients directly.
Typical cases:
Large London acquisition, private-bank mortgage, interest-only high-net-worth residential, HNW client refinance.
Cases we take
If your client's case looks like any of these, we can help
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UK expat purchasing or remortgaging from overseas
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Foreign national acquiring UK property
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First-time buyer expat purchasing from abroad
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Buy-to-let investment for non-residents
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Limited company and SPV buy-to-let structures
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Portfolio landlord expanding UK holdings from abroad
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Holiday home and second property purchase
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High-net-worth client requiring a private bank mortgage
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Self-employed borrower with complex or multi-source income
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Client with no UK credit history or banking footprint
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Interest-only residential mortgage for expat or international client
If the mainstream route is unavailable or unsuitable, we will tell you, quickly, whether we can place the case. Early conversations are always welcome; the best time to involve us is before the client has committed to a specific property or lender.
How the referral works
A simple four-step process
01
You introduce the client
A short note by email or phone with the client’s name, country of residence, property type, and borrowing requirement.
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We assess and advise fully
Within 24 to 48 hours, we confirm whether the case is placeable and which lender route fits best. You and the client both hear from us.
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We manage to completion
We handle documentation, lender communication, and negotiation through to formal offer and drawdown.
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Fee is settled on completion
Introducer fee arrangements reflect standard market practice, agreed in writing before any referral, and paid on completion.
Our commitment to you
How we operate
A named adviser on every referral
A specific person handles your case, not a shared inbox.
Written arrangements in advance
Terms, fees, and points of contact confirmed in writing before your first referral.
Structured milestone notifications
Automatic updates at assessment, application, valuation, offer, and completion.
File handling to professional standards
Documentation stored securely, handled under UK GDPR, and shared only with the lender concerned.
Every Conversation Documented
Every case documented in writing from the first call. No ambiguity about what was discussed or agreed.
Reciprocal referrals in confidence
We maintain a curated list of trusted legal, tax, property-search, and wealth-management partners, and route clients accordingly.
London Mortgage Adviser
20+ years arranging UK mortgages for clients who live elsewhere
Over £1 Billion in UK Mortgage Lending Arranged
£1 Billion
Mortgage London is a trading style of the City Finance Brokers group, a collective of specialist brokerages that has arranged over £1 billion in UK mortgage lending, including mortgages for expats and foreign nationals.
What types of cases do you take?
The ones mainstream lenders tend to decline or struggle to place. UK expats buying or remortgaging from abroad, foreign nationals acquiring UK property, high-net-worth clients requiring private-bank solutions, buy-to-let investors (including limited-company and portfolio structures), and self-employed or complex-income borrowers. If your usual broker has already said no, the case is often one we can take.
How are introducer fees structured?
Our introducer fee arrangements reflect standard market practice and are flexible by case. Full terms are confirmed in writing before your first referral. Fees are paid on completion of the mortgage, and we do not expect any payment from you, the client, or the referral until the case has completed.
How quickly will I hear back on a referral?
Within one working day of receiving the client's details. For an initial assessment of whether the case is placeable, typically within 24 to 48 hours. For complex cases involving private banks or multiple jurisdictions, occasionally longer, and we will tell you that up front so you and the client can plan accordingly.
What happens to my relationship with the client?
It remains yours. We are engaged on the specific mortgage we are referred for, and we do not approach your client for services outside that engagement. If your client needs something beyond our remit, we tell them to come back to you. Reputation protection on referrals is the thing we take most seriously.
Do you accept referrals from outside London?
Yes. While we are based in London, we work with introducers and clients across the United Kingdom and internationally. Our remote-first model for client-facing work extends to introducer relationships. Geography is rarely a barrier to a good working arrangement.
Do you refer clients back to introducers?
Yes, where it is appropriate and where the client would genuinely benefit. Our clients frequently need property-search advice, conveyancing, tax planning, wealth management, or insurance. We maintain working relationships with trusted professionals in each of these areas and are open to building reciprocal arrangements with introducers whose services fit our client base.
Get in touch
Start a conversation with the team
If you would rather speak before committing anything in writing, we are happy to. A short call, no preparation needed, no arrangement implied.