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Portrait of Justin Whitelock, founder of Mortgage London, standing in a park

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

The structured information-gathering stage at which a mortgage adviser collects details about a client’s circumstances, objectives, and needs to support advice.

Related glossary terms

Holiday Let Mortgage

A specialist property mortgage covers buy-to-let lending where the property type, tenant structure, or use falls outside standard buy-to-let criteria. Two common forms are the Holiday Let mortgage, used for property let on a short-term basis to short-stay occupants rather than on a standard tenancy, and the HMO (House in Multiple Occupation) mortgage, used for

Private Bank Mortgage

A mortgage through private banks for borrowers with significant assets, complex income, international wealth, or a bespoke borrowing need.

Conveyancer

A legal professional authorised to carry out the property-transfer work involved in buying, selling, or transferring ownership of property.

Bridging Loan

A short-term loan designed to provide temporary funding, usually until a property is sold, refinanced, or moved onto a longer-term mortgage.