Arrangement Fee

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A charge by some lenders for setting up a mortgage product, either paid upfront or added to the loan amount, affecting overall cost calculations.

Related glossary terms

Country Restrictions

Lender policy rules limiting applicants’ residence, employment, or income countries, varying significantly across specialist markets.

Special Purpose Vehicle (SPV)

A limited company set up specifically to hold property investments rather than carry on a wider trading business.

Yield (Rental Yield)

A measure of the income return on a buy-to-let or investment property, usually expressed as a percentage, calculated gross or net of costs.

Consent to Mortgage

A written agreement signed by an adult occupier of a property who is not on the mortgage itself, postponing any rights they may have to the lender’s charge.