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Joint Mortgage

Joint Mortgage

Portrait of Justin Whitelock, founder of Mortgage London, standing in a park

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A mortgage taken out by two or more borrowers who are jointly and severally responsible for the debt.

Related glossary terms

Power of Attorney Purchase

A transaction where the buyer authorises another person, the attorney, to sign documents and act on their behalf.

Remote Completion

Completing property transactions without the buyer being physically present in person on completion day, particularly relevant for expats.

International Credit Profile

An underwriting concept assessing foreign nationals’ and expats’ overseas credit history alongside any UK footprint through overseas references, banking relationships, and supporting documentation.

Expat Remortgage

A remortgage on UK property by borrowers living abroad, evaluated through specialist criteria addressing overseas residence and cross-border documentation.