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International Professional Mortgage

International Professional Mortgage

Portrait of Justin Whitelock, founder of Mortgage London, standing in a park

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A market label for mortgages targeting internationally mobile professionals working in the UK or buying UK property while their income, nationality, or career structure sits partly outside standard domestic profiles.

Related glossary terms

Non-Resident Mortgage

A mortgage for a borrower who is living outside the UK at the time of the application, overlapping with expat categories.

Porting

The process of taking an existing mortgage product across to a new property when moving home, rather than redeeming it.

Non-Resident SDLT Surcharge

An additional 2% SDLT charge in England and Northern Ireland when a buyer is treated as non-UK resident, based on 183-day UK presence test.

Completion

The legal stage at which property ownership transfers from seller to buyer, with mortgage advance and any remaining purchase funds paid through the conveyancers.