Expat Buy-to-Let

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A buy-to-let mortgage for expatriates, evaluated through specialist criteria considering overseas residence and foreign income factors.

Related glossary terms

Return to UK Purchase

A UK property purchase by borrowers currently living abroad and planning to move back to the UK, with lender consideration of return timing.

Deed of Trust

A legal document that records how beneficial ownership in a property is held and how sale proceeds are divided.

Gifted Equity

An arrangement where a property is sold for less than market value, with the difference between market value and the lower price treated as a gift towards the buyer’s deposit.

Joint Borrower Sole Proprietor (JBSP)

A Joint Borrower Sole Proprietor mortgage, usually shortened to JBSP, is a residential mortgage structure where more than one person is named on the mortgage but only one person is the legal owner of the property and appears on the title register at HM Land Registry. The supporting borrowers are jointly liable for the loan,