Case Study: Singapore-Based Executive Buying a Surrey Country House
A UK regional CEO sixteen years into a Singapore posting was putting a UK base in place ahead of an eventual return inside a five-year arc. The structural answer was a private bank purchase mortgage at 60% LTV against a £5.5 million St George’s Hill country house, with a multi-currency facility and an AUM relationship
High Net Worth & Private Bank Mortgages
A high net worth mortgage is a residential mortgage structured for borrowers who meet the FCA HNW definition, being either annual net income of at least £300,000 or net assets of at least £3,000,000 excluding primary residence. A private bank mortgage is a related but distinct concept: a mortgage arranged through a private bank rather
High Net Worth Mortgages for UK Property: An Expat Guide
A high net worth mortgage is a specialised form of UK residential lending structured for borrowers whose wealth is real but whose financial profile sits outside the affordability frameworks used by mainstream lenders. For expats and foreign nationals with complex income, multi-currency assets, or multi-jurisdictional residence, the gap between mainstream criteria-driven underwriting and the bespoke