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Loan to Income (LTI)

Loan to Income (LTI)

Portrait of Justin Whitelock, founder of Mortgage London, standing in a park

By Justin Whitelock

Founder of Mortgage London (a trading style of City Finance Brokers Limited, authorised and regulated by the Financial Conduct Authority, FCA No. 766295)

A measure that compares the mortgage amount with the borrower’s annual income, for example a 4.5x LTI loan.